For self-publishers, editing and cover art costs can be a huge financial hit.

Developing a savings plan as soon as you start drafting a new novel can be a way to get ahead of those costs so that you’re ready when the time comes to invest in professional services.

Most folks think of an emergency fund or general savings account, but my partner and I both have additional high-yield savings accounts for things that are important to us, such as travel and creative costs to ensure those big spend moments don’t hit as hard.

Have you planned out how you’ll accommodate publishing costs into your budget?

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